LIPCA Insurance to run a new StarNet Insurance Company and Gemini Insurance Company Pest Program.

It is our honor to announce that the LIPCA Insurance National Pest/Lawn Program and Berkley Underwriting Partners, a member company of W. R. Berkley Corporation who owns A+ Rated-admitted paper, StarNet Insurance and A+ Rated-surplus lines, Gemini Insurance have teamed up to bring the industry an experienced and quality program for its insureds. LIPCA is 100% owned by pest and lawn professionals and their experience in knowing the exposures and coverages are second to none. Berkley has been writing pest professionals with their insurance companies longer than almost anyone. We feel this partnership will give the pest/lawn industry an insurance program that actually cares about their business and service their customers on a daily basis. Considering this is still our only program, it is easy to focus on the needs of our insureds.

While our Lloyds of London program was a great partnership with some of the best people you could do business with, the Berkley program was a better opportunity for our insureds and LIPCA.

As most of you already know one of the major strengths of the LIPCA Program is claims handling. When Berkley approached our office we stated it was imperative we continue to handle the general liability claims for our insureds. Once they had a chance to see our claim’s office, personnel and how we work with our insureds and their customers, they enthusiastically wanted us to continue to handle the general liability claims. With certain carriers writing pest companies and the limited experience of knowing claim exposures and coverages, it is imperative for the PMPs to be best protected which could save the insureds and their agents from possible issues down the road.

HIGHLIGHTS:

• A+ RATED ADMITTED AND SURPLUS LINES POLICIES. THE SURPLUS LINES IS VERY SIMILAR TO OUR LLOYDS OF LONDON PROGRAM BUT EVEN STRONGER

• PROPERTY, INLAND MARINE, UMBRELLA/EXCESS COVERAGES WITH BOTH ADMITTED AND SURPLUS LINES POLICIES

• EMPLOYEE BENEFITS LIABILITY COVERAGE CONTINUES AND NOW STOP GAP COVERAGE. BOTH WITH EITHER POLICIES

• WORKERS COMPENSATION, AUTO, CRIME AND OTHER COVERAGES WITH OTHER CARRIERS AVAILABLE IN CERTAIN STATES

• CONTRACT AND DOCUMENT ASSISTANCE FREE FOR OUR INSUREDS.

• COMPETITIVE COMMISSIONS FOR GL, PROPERTY AND INLAND MARINE. DIFFERENT COMMISSION SCALE FOR UMBRELLA AND OTHER COVERAGES.

Many carriers have come and gone writing pest control since 2000. Many have made the mistake of writing premiums too low, coverages that are volatile in certain states, poor claims handling, etc. At LIPCA we feel we have avoided many of these mistakes and have stayed the course of writing good and profitable pest/lawn business for decades. For those agents that write with LIPCA, our sincere thanks. We feel the trust you have with our office and employees has been proven to be a great decision for your insureds. We hope to continue to earn that trust.

For those agents that do not currently write with the LIPCA Insurance National Pest/Lawn Program, we cordially invite you to be part of something special. We are with a proven insurer that knows pest control and have the faith and wisdom to allow LIPCA to administer the program. We do not have or have requested any information from any source of who is presently insured with StarNet. This includes agents information as well. We are simply sending this email to in hoping for the opportunity to be with a proven carrier and a very proven insurance program that we feel knows your client’s exposures better than anyone. I am sure we can match any proven commission scale presently allowed. It is a win-win for everyone.

For those receiving this email that need an agent or would prefer to stay with the StarNet Insurance (or Gemini to save $$$) please feel free to contact me immediately. We have the greatest agents that would be more than happy to assist you in any way possible.

Finally for those agents that do not want to work with our office, we understand. We wish you nothing but good luck as there is plenty of business for everyone hoping we all pursue the business as insurance professionals. All we ask is that if you speak about our program you have your facts straight. For the last 6 years we have taken the high road in handling our business with Lloyds of London. Some agent/programs have not. I was taught to sell your yourself and let others make the mistake of not selling themselves. Again please make sure you have your facts about LIPCA and Berkley.

I am sure there will be plenty of questions which we are happy to answer. I am hopeful that we will speak in the near future about our wonderful pest/lawn program. Thank you.

Andy McGinty

EVP/COO

LIPCA

3042 Old Forge Dr.

Baton Rouge, LA 70808

800-893-9887 EXT 7016

f)225-927-3295

andy.mcginty@lipca.com

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